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Make a will

A will sets out who gets your money, property and possessions and who looks after your children. The rules for a valid will are different in Scotland.

Applies to: England, Wales, Scotland, Northern Ireland

Go to the official website: gov.uk

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Step by step

  1. Decide who benefits, who will look after any children, and who your executor will be. Get legal advice if your situation is complex, for example property abroad or a permanent home outside the UK.
  2. England and Wales: write it, then sign it in front of 2 witnesses aged 18 or over, who also sign it in your presence.
  3. Scotland: from age 12 you can make a will. Sign every page and have one witness sign the last page so it is 'self-proving'.
  4. Keep it safe (at home, with a solicitor, a bank or the Probate Service) and tell your executor where it is.
  5. Review it every 5 years and after big life changes. Change it with a codicil or a new will, never by writing on the signed will.

What you need

  • A list of your money, property and possessions
  • Names and addresses of the people you want to benefit and of your executor
  • Your witnesses, who must not benefit from the will

Common mistakes

  • Choosing a witness who benefits, or whose husband, wife or civil partner benefits. In England and Wales they cannot inherit under the will.
  • Forgetting that in England and Wales getting married cancels any earlier will.
  • In Scotland, assuming you can leave your spouse, civil partner or children nothing: they can claim 'legal rights' to part of your estate.

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